Credit reports contain your credit score, which is a number that banks and other lenders use to determine whether they should issue you a home loan, car loan, or credit card, and if they do, which type of loan.
Get fairer loans
Banks are unwilling to issue good loans to people who will not pay them back. However, they will still issue bad loans (at least house loans) to people who the banks know are likely to be unable to pay the loans back with the express purpose of repossessing their house.
These loans are called…